Paycheck to Paycheck

Debt & Credit

Your Cash Advance App Interest Rate Is Higher Than the Tip Makes It Look

Cash advance apps call their fee a tip, but the real cash advance app interest rate can beat a payday loan. Here’s…
Budgeting

37% of Americans Still Budget With Pen and Paper. I’ve Been Doing the Exact Same Thing — And It Actually Works.

I don’t have a fancy budgeting app. I don’t have a spreadsheet with color-coded tabs. Most months, I’ve just got a notebook,…
Budgeting

I Used to Live Paycheck to Paycheck. Here Is What Finally Broke the Cycle

I remember sitting at my kitchen table staring at my bank account. Zero dollars. And rent was due in three days. I…